Beyond Banking
Non-Financial Services
Empowering our members through training, capacity building, and community development programs.
Get InvolvedHolistic Development Through CMMF
At CBS PEWOSA NSINDIKA NJAKE EYEETEREKERA SACCO, we believe financial stability is built on knowledge, skills, and community. Our non-financial services use the proven Community Managed Microfinance (CMMF) and Community Savings and Microfinance Groups (CMSG) methodology to help members generate income, build assets, and improve their quality of life.
Groups of 15–30 members meet regularly to save together, access small loans from those savings, and build long-term resilience. Annual cycles end with distributed dividends, creating sustainable wealth for all participants.
Our Non-Financial Services
Comprehensive support for your growth and wellbeing
Business Development & Training
Practical workshops on bookkeeping, business planning, marketing, and entrepreneurship. From startups to established businesses, we equip you with skills to grow.
- •Financial literacy training
- •Business plan development
- •Marketing & sales workshops
- •Entrepreneurship skills
Agricultural Support
Expert guidance on modern farming techniques, soil health, pest management, and market access. Designed for Uganda's smallholder farmers.
- •Modern farming techniques
- •Soil testing & health
- •Pest management
- •Market access facilitation
Environmental Conservation
Join our tree planting, waste management, and sustainable practices programs. Earn while you protect the environment for future generations.
- •Tree planting initiatives
- •Waste management training
- •Sustainable practices
- •Climate-smart agriculture
Youth Empowerment
Skills training and mentorship for young members. Access opportunities in technology, trades, and entrepreneurship to build your future.
- •Vocational skills training
- •Digital literacy programs
- •Mentorship & coaching
- •Youth entrepreneurship
Health & Wellness Resources
Connect with health information, referrals, and our Yinsuwa Y'Obulamu health insurance program for comprehensive wellbeing.
- •Health education
- •Insurance referrals
- •Wellness programs
- •Community health days
Understanding CMMF / CMSG
Community Managed Microfinance (CMMF) and Community Savings and Microfinance Groups (CMSG) are proven methodologies that bring people together to save collectively and access credit.
15–30 members come together, often from the same community or neighbourhood.
Members contribute savings at each meeting, building a collective fund.
Members can borrow from the pooled savings for income-generating activities.
After one year, dividends from interest earned are distributed to all members.
Get Involved and Make a Difference
We are more than just a cooperative; we are a community. Participate actively in our programs and take advantage of the support and resources available.