Terms of Service

1. Acceptance of Terms

By accessing or using the website at eyeeterekera.com (the "Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site. These terms apply to all visitors, members, and others who access the Site.

2. About the SACCO

CBS PEWOSA NSINDIKA NJAKE EYEETEREKERA SACCO is a savings and credit cooperative society registered in Uganda and regulated by the Uganda Microfinance Regulatory Authority (UMRA). Our physical address is Bulange Mengo, Kampala, Uganda.

3. Use of the Site

You agree to use the Site only for lawful purposes and in a way that does not:

• Infringe the rights of others or restrict their use of the Site
• Transmit unsolicited commercial communications (spam)
• Attempt to gain unauthorised access to any part of the Site or its related systems
• Use the Site to transmit harmful, offensive, or fraudulent content

4. Financial Information Disclaimer

Content on this Site is provided for general informational purposes only. It does not constitute financial, legal, or investment advice. Product details such as interest rates, loan limits, and eligibility criteria are indicative and subject to change. Always consult directly with a CBS PEWOSA NSINDIKA NJAKE EYEETEREKERA SACCO representative before making financial decisions.

5. Membership and Account Applications

Submitting a membership or loan application through this Site does not guarantee approval. All applications are subject to review by CBS PEWOSA NSINDIKA NJAKE EYEETEREKERA SACCO staff in accordance with our internal credit and membership policies and applicable Ugandan law.

6. Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of CBS PEWOSA NSINDIKA NJAKE EYEETEREKERA SACCO or its content suppliers and is protected by Ugandan and international copyright laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Third-Party Links

The Site may contain links to third-party websites (e.g. Dahabshiil, mobile money platforms, Buganda Kingdom portals). These links are provided for convenience only. We have no control over the content or practices of those sites and accept no responsibility for them.

8. Limitation of Liability

To the maximum extent permitted by Ugandan law, CBS PEWOSA NSINDIKA NJAKE EYEETEREKERA SACCO shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, the Site or its content. The Site is provided on an "as is" and "as available" basis without warranties of any kind.

9. Indemnification

You agree to indemnify and hold harmless CBS PEWOSA NSINDIKA NJAKE EYEETEREKERA SACCO, its officers, staff, and agents from any claims, losses, or damages (including legal fees) arising from your breach of these Terms or your misuse of the Site.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the Republic of Uganda. Any disputes shall be subject to the exclusive jurisdiction of the courts of Uganda.

11. Changes to These Terms

We may revise these Terms at any time by updating this page. The date at the top of this page reflects the most recent revision. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

12. Contact

For questions about these Terms, please contact us: